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RODUTOS DE CRÉDITO HABITAÇÃO>>
Catálogo de Produtos>>
Sun Mortgage
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- Finance up to 70% of the house value, according to the guarantees provided,
- Floating Rate Mortgage or Fixed Rate Mortgage,
- Up to 3 years interest-only in the option Fixed Rate Mortgage,
- Long term mortgage, of up to 35 years,
- Maximum age at end of the loan of 80 years.
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- A team of highly experienced and qualified staff who will provide you with an efficient, friendly and knowledgeable service in your own language through all the stages of buying a house in Portugal,
- A wide range of mortgage products at competitive rates to suit your needs. At UCI you can you can choose between a variable rate mortgage, which is linked to variations in the reference rate, or a fixed rate mortgage, which allows you to set the interest rate and the monthly payments during the first 3 years:
| Floating Rate Mortgage - Variable monthly payment based in Euribor six-month. |
| Fixed Rate Mortgage - Fixed monthly payment for 3 years and up to 3 years interest-only. |
- A strong and close partnership with the real estate agents, which links the process of choosing a house and getting the necessary financing.
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Choose a specialist in mortgage financing and benefit from a complete solution for EU Citizens.
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EAIR Sun Mortgage with Floating Rate Mortgage of 3.820%.
EAIR Sun Mortgage with Fixed Rate Mortgage of 4.256%.
Example of product finance Sun Mortgage with a total value of 100,000 euros, for a total assessment value of 145,000 euros, a period of 360 months, with Floating Rate Mortgage indexed to Euribor six-months plus a margin of 1.5%. Effective Annual Interest Rate of 3.820%.
Example of product finance Sun Mortgage with a total value of 100,000 euros for a total assessment value of 145,000 euros, a period of 360 months, with Fixed Nominal Interest Rate of 4.000% during the first 3 years and then, indexed to Euribor six-month plus a margin of 1.5%. Effective Annual Interest Rate of 4.256%. Valid for 1 applicant of 30 years of age. Includes initial burden with stamp duty, life insurance, multi-risk property insurance, opening and valuation fee. Commission for early repayment of 0.5% on the repaid capital during the variable rate and 2% during the fixed rate.
This information does not constitute an offer of financial conditions. It is also not a substitute for a full reading of the conditions of the product or other professional advice given by UCI. Conditions apply to contracts awarded under the system of mortgages. Information updated at 01 June 2010.
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